Calculator

Risk of ruin and drawdown recovery

A positive edge does not make ruin unlikely. Two numbers that show why size matters more than most traders think.

Updated August 2026

Risk of ruin
Losing trades to ruin
A drawdown of
needs a gain of

The asymmetry nobody plans for

Losses and gains are not symmetric. Down 10% needs 11.1% to get back. Down 30% needs 42.9%. Down 50% needs 100%: a doubling, from a smaller base, after the drawdown that just shook your confidence in the method. This is the arithmetic that turns a bad month into a different career.

What this model assumes

Fixed fractional size, independent trades, and a constant edge. Real trading has none of those cleanly, so treat the number as a comparison tool rather than a forecast. Its value is in the direction it moves: hold your edge constant, double your risk per trade, and watch the probability climb. That relationship is real even where the exact percentage is not.

No edge is a different problem

If the win rate and reward-to-risk you enter do not clear break-even, the calculator says ruin is certain, because it is. At negative expectancy, position size determines how long the account lasts, not whether it survives. Fixing size is not a fix for that; the expectancy calculator is where that problem is visible.

Your own numbers beat any calculator. Drop a NinjaTrader export on the Trade Lab and it works these figures out from the trades you actually took. It reads the file in your browser and nothing uploads.

Educational content only. Never financial advice, never trade signals. Contract specifications are set by the exchange and can change; confirm them with your broker before trading. Futures trading involves substantial risk of loss and is not suitable for everyone.